Date: February 16th, 2018 8:00 AM
It seems to be an inherent human trait to always blame something external when things don’t go our way. Have you ever listened to someone who is clearly on their way to achieving their dreams? These individuals only blame themselves when something happens.
On your road to becoming debt free and financially free, you are your own worst enemy. It is not your boss’ job to make you rich. Your boss’ job is to pay you what you’ve agreed to work for; you are responsible for your financial wellbeing.
The message today is a little “in your face,” but once you take on this accountability, your life will change. One of the biggest things impeding you from becoming debt free and eventually financially free is the fact that you are constantly stealing from yourself. How?...
· Your daily trip to Starbucks
· Overpaying for cable every month
· Overpaying for your cell phone every month
· Grocery shopping while your hungry and buying things you have no business buying
These actions that we all take on a monthly and even daily basis are taking away from your future. Here is an action plan that will help open your eyes to how these actions are affecting you and your future.
Print off the form that is attached in this training and for the next 30 days, you must write down EVERY SINGLE PURCHASE that you make:
· All automatic payments
· All cash payments
· All credit card payments
· All bills that you pay
· All impulse purchases you make i.e. the breath mints or candy bar that you put in your cart while waiting in line to check out
BN Focus – Download the BN Focus 30 Day Spending Challange, and over the next 30 days fill in every purchase you make. This is a very tedious exercise, it will require discipline, if you can make it the full 30 days the benefits can be life changing. The purpose of this exercise is to help you become aware of your spending habits. The only way to change your habits is if you are aware of them.